KAPitan
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DEGIRO · Anlage KAP · FIFO · Teilfreistellung · ready to transfer

DEGIRO tax return
in 5 minutes.

What used to take hours of deep tax knowledge, KAPitan handles automatically — FIFO calculation, ETF partial exemption, Vorabpauschale, withholding tax. CSV in, KAP lines out.

Calculate → How does it work?

Free up to 50 transactions · CSV deleted immediately · Transactions saved for FIFO · GDPR-compliant

5 Min
to the completed Anlage KAP
FIFO ✓
incl. partial exemption & Vorabpauschale
200k+
DEGIRO investors without a tax certificate
100%
GDPR-compliant

The Problem

Used to take half a day.
Now 5 minutes.

Anyone investing with DEGIRO, eToro or Interactive Brokers receives no German tax certificate at year end — unlike comdirect or DKB, where everything is deducted automatically.

This used to mean: FIFO calculations by hand, looking up exchange rates for every single trade, understanding ETF partial exemption and Vorabpauschale under InvStG — or paying hundreds of euros for a tax advisor.

KAPitan handles all of this from your DEGIRO CSV. You don't need tax knowledge, a spreadsheet, or an advisor. And since the tax office expects these figures, it's good to know they're done in five minutes.

DEGIRO Support

No tax certificate available

„DEGIRO cannot issue an annual tax certificate under German tax law. As a foreign broker, we are not subject to this obligation."

Instead, you receive an annual account statement as a CSV — which is exactly what we process for you.

How it works

Three steps to your completed tax return

01

Export account statement

In DEGIRO under Portfolio → Account Statement, download the CSV file for the tax year. Takes 30 seconds.

02

Upload & review CSV

Upload the files. If purchase data or ETF categories are missing, you add them once — after that everything runs automatically.

03

Enter into Tax Return

You receive a table with the exact values for each line of Anlage KAP — simply unlock and transfer.

CSV export from DEGIRO

Where do I find the CSV?

A CSV is simply a file with your transactions — like an Excel spreadsheet, but as plain text. DEGIRO provides two of them. Here's how to download them:

01

Log in to DEGIRO

Open app.degiro.com and sign in with your email address and password.

app.degiro.com
E-Mail
Passwort ••••
Einloggen
02

„Inbox" in the left navigation

Click on Inbox in the left dark sidebar (the envelope icon with a red badge).

app.degiro.com
Märkte
Portfolio
75
Inbox
Produkte

← Inbox
anklicken

03

Run two exports

First export ① Transactions, then ② Account — you need both.

app.degiro.com
Inbox

Benachrichtigungen

1

Transaktionen

Käufe & Verkäufe

2

Konto

Dividenden & Zinsen

Orders …

04

Select date & download

Click the export icon in the top right, select 01.01.–31.12. of the tax year and download the CSV. Repeat for both files.

app.degiro.com
Transaktionen
Export
Von
01.01.2024
Bis
31.12.2024
↓ CSV herunterladen

You need two files — not one.

① Transactions: Buys & Sells — for FIFO and lines 19/20/23.
② Account: Dividends, interest, withholding tax — for lines 19 & 41 (KAP) and KAP-INV.
You'll find both in DEGIRO under Inbox.

Full guide

All steps on a dedicated page →

What we calculate

All tax obligations — automatic

German tax law for capital gains is complex. We know every rule.

FIFO cost basis calculation

Gains and losses calculated using FIFO — even across multiple years.

ETF-Teilfreistellung

Equity ETFs (30%), mixed funds (15%), other funds (0%) — tax-free portion calculated automatically.

Vorabpauschale

For accumulating ETFs under §18 InvStG — including the BMF base rate and price-appreciation cap.

Withholding tax (line 41)

Creditable foreign withholding taxes on dividends are identified and reported.

Loss offset buckets

Bucket 1 (equities) and Bucket 2 (other) tracked separately — exactly as the tax office expects.

Currency conversion

USD, GBP and all other foreign currencies automatically converted using the ECB daily rate.

Supported & planned brokers

DEGIRO
Interactive Brokers eToro soon XTB soon Freedom24 soon Trading 212 soon Revolut soon Lynx soon Saxo Bank soon Swissquote soon
Suggest your broker

Frequently asked questions

Short answers to the most important questions

How much time does KAPitan really save me?
Most users are done in under five minutes: export the file, upload, done. Without KAPitan that means hours of FIFO spreadsheets in Excel, manually researching exchange rates for every trade, and looking up InvStG rules for ETFs. Or a tax advisor appointment that often costs €200–400.
I invest with a foreign broker — do I really have to report this myself?
Yes. With German brokers (comdirect, DKB, ING), the flat-rate withholding tax is automatically deducted — you don't have to do anything. With foreign brokers like DEGIRO, Interactive Brokers or eToro, this does not happen. You are legally required (§149 AO, §32d EStG) to report your capital gains yourself in your tax return. KAPitan makes this easy.
What is the difference between Anlage KAP and KAP-INV?
Anlage KAP covers equity gains, dividends, interest and losses. Anlage KAP-INV is additionally required for ETFs and investment funds — special rules have applied since 2018 under the Investment Tax Act (InvStG), including partial exemption and Vorabpauschale. KAPitan automatically calculates which lines in which form you need to fill in.
What happens to my data?
Your transactions are stored in your account for continuous FIFO calculations across multiple years — you can delete them manually at any time. On account deletion, all data is removed immediately. After 3 years of inactivity we delete your account automatically. Our servers are in the EU (Netherlands), all transmissions are TLS-encrypted. More about our privacy policy →
Philipp Lammers, Founder of KAPitan

Who's behind it?

Built by someone who had the problem himself.

I'm Philipp — economist & Master in Finance, studied in Cologne and Amsterdam with a focus on Quantitative Finance. I've been investing through foreign brokers myself for years and know the chaos of every January from personal experience: FIFO by hand, looking up exchange rates, reading InvStG paragraphs. I built KAPitan so that no one ever has to do that again.

Economics Quantitative Finance · Köln Investing abroad since 2019

Privacy

Your tax data belongs to you — not us.

We know what's in your file: your entire investment history. That's why we built KAPitan from the ground up to see as little of it as possible — and to forget it again as quickly as possible.

You stay in control

Your transactions are stored for FIFO calculation across multiple years — this is necessary for correct results. You can delete them at any time. On account deletion, all data is removed immediately and completely.

EU servers only

Our servers are located in the Netherlands (EU). Your data never leaves the European Union. Full GDPR jurisdiction, no data transfer to third countries.

Encrypted transmission

Your file is transmitted exclusively via HTTPS (TLS 1.3) — the same encryption used for online banking. Third parties cannot intercept the upload.

No sharing with third parties

Your financial data is never shared with third parties, sold, or used for advertising. We make no money from your data — only from our tool.

Your GDPR rights

You have the right at any time to access, correct and delete your data (Art. 15–17 GDPR). You can delete your transactions and your account yourself at any time — or ask us to do so by email.

Questions? We'll answer.

For privacy questions or deletion requests, contact us directly:For questions about data privacy or deletion requests, write to us directly: philipp@traqqie.com. We respond within 48 hours.

The key point in one sentence: We store your transactions only for as long as you need them — for FIFO across multiple years. You can delete them at any time, and on account deletion everything disappears immediately.

Full legal details in our Privacy policy →

Calculate now

Your Anlage KAP in 5 minutes.

Upload CSV, review briefly — done. The raw CSV is deleted immediately; we store your transactions for continuous FIFO calculations across multiple years.

KAPitan creates a summary of your capital gains — not a substitute for tax advice.

Upload your DEGIRO file(s):

Important: Only upload files for a single depot at a time. If you have multiple depots, you must upload and process each depot separately — positions from different depots must not be netted against each other for tax purposes.

Transactions (Transactions.csv)

Select a file or drag it here

Account statement (Account.csv)

Select a file or drag it here

One-time from €9.99 · File deleted immediately · Transactions saved for FIFO · GDPR-compliant